Dearo Personal Loans
Fulfill your dreams and manage your financial needs effortlessly with a Personal Loan from Dearo Investment. Whether it’s for education, home improvements, or personal milestones, we make it easy to access funds when you need them.
Home improvements and renovations
Education and professional development
Major life events or personal milestones
Other personal needs requiring immediate funds
Flexible repayment options (EMI or Reducing Balance)
Quick processing with efficient fund delivery
Responsible lending aligned with income plans
Loan tenure structured before retirement
Rs. 150,000/-
Minimum Monthly Income
Eligibility requirement
5 Years
Maximum Tenure
Depends on age & service
Mandatory
Salary Routing
Commercial Bank account
Required
Retirement Clearance
Loan must settle before retirement
Important to Know Before You Apply
- Minimum monthly income: Rs 150,000/-
- Loan must be fully repaid before retirement
- Maximum repayment period: 5 years
- Salary must be credited to a Commercial Bank account
What You'll Need to Apply
- Completed loan application form
- Employer letter (employment, salary & deductions)
- Bank statements – past 6 months
- Salary slips – past 3 months
- NIC / Passport / Driving License
- Address verification documents
- Guarantor documents (if applicable)
- Educational or professional certificates (if available)