Dearo Housing Loans

Turn your dream of owning a home into reality with Dearo Housing Loans. We provide secure, long-term financing solutions to help you build, purchase, or renovate your home—backed by transparent terms and dependable service you can trust.

Salaried individuals & families

Self-employed professionals

Residential property owners

Purchase new or existing houses

House construction on owned land

Renovations, extensions & improvements

Refinancing existing housing loans

Longer

Tenures

Lower monthly installments

Aligned

Loan Value

Based on income & property value

Flexible

Repayment

Cash-flow based structures

Secure

Financing

Property-backed assurance

Important to Know Before You Apply

Property must be residential with clear ownership
Loan approval subject to valuation & legal checks
Property insurance is mandatory
Tenure depends on age, income & loan structure

What You'll Need to Apply

Completed housing loan application form
NIC / Passport / Driving License
Proof of income & recent bank statements
Property deeds & ownership documents
Approved valuation report
Building plans (if applicable)
Address verification documents
Insurance documents (if available)