Reap the most of financial rewards with our Investment option, that provides you with profit’s % and interest rates based on the tenure of the Investment, starting from 6 months to 60 months. Your interest will be credited to you at maturity or as per your preference. You also have the ability to obtain loan facilities up to 75% (if your interest is paid monthly), and 90% (if your interest is only paid at maturity), from your Investment value.
Our Investment offer you stability and trustworthy returns that you can rely on. The minimum balance required to maintain a Investment with us would be Rs.5000.00, and no opening or maintenance fee is required. You are also eligible for a Bank Guarantee Coverage of up to 50% based on the amount Investment. Restrictions on opening an Investment account/closing an account/ transfer of funds by Investors.
Any Sri Lankan resident over the age of 18 years is allowed to open a Investment However, F Investment for minors are also accepted if a guardian signs in as a joint depositor. If the age of the deposit holder is below 18 years, Investment cannot be withdrawn until the minor Investment holder attains age of maturity. A Power-of-Attorney is mandatory to perform any change to the initial instructions given with regards to the Investment, if the Investors resides abroad. Sri Lankans who do not hold a valid National Identity Card (NIC)/ Passport (PP) cannot open Investors: Foreigners who do not hold residence visas in Sri Lanka are not eligible. In the event of premature withdrawal, profits or interest will be paid at the discretion of the management.
Contract of Law Act No 29 of 1982 Consumer Credit Bills of Exchange Ordinance Act, Small Claims Procedure Act No. 33 of 2022 below 2,000,000 investment. The procedure to enforce a promissory note is governed by the Section 703 of the Civil Procedure Code in Sri Lanka.
Asset Pledge Investments